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Treat Your Relationship Like a Bank

Jade Lozon
3 min readMar 7, 2024

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Treating your relationship like you would treat your bank account may sound strange at first, especially if you’re not too good at managing money yourself. But being mindful of the emotional bank account concept found in Stephen Covey’s The 7 Habits of Highly Effective People, can completely transform the way that you view relationships.

Covey shares the idea that relationships are like a bank. With every single interaction you have, you are either funding the emotional bank account, or you are taking currency out of it. How does this work in practice?

Photo by taylor hernandez on Unsplash

Making Deposits

Making a deposit in your relationship will look different for every person, situation, and circumstance. Making a deposit into your relationship might look like picking up food on your way home from work so your partner doesn’t have to cook. Or it might be bringing your partner coffee in bed. Or it could be helping them with a task.

Most of the time, though, you make deposits in relatively subtle ways.

When your partner asks you to look at the stars, and you choose to get off of your phone and look at them, that’s making a deposit. When your partner says that they’ve had a rough day and you lean into it and ask if they want to talk about it, you’re making a deposit.

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Jade Lozon
Jade Lozon

Written by Jade Lozon

Jade is a big fan of the Oxford comma.

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